John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

We have come to the conclusion of our meeting. I want to add again to Mr. Mason that question on commercial trackers. I ask that he would look at that again and give a comprehensive response, particularly in regard to the one case which is an example. He might come back to us.

When the various rates were changed from one to the other - from a tracker rate and then back to a variable rate, or whatever it might have been - would it have been an individual decision to apply it, or is this something that happened randomly in different sections of the bank?