Mr. John O'Beirne:

If I understand it, these are customers who drew down on a tracker, then they fixed and then they fixed again. To the best of my knowledge, customers who followed that pattern are deemed as impacted. It may be that I have misunderstood some of it but if we could get a copy of that individual case, I would be very happy to respond to the committee. I want to make sure I have not misunderstood the circumstances of it.