Mr. Seamus McCarthy:

The fees paid by the individual banks are calculated by the individual banks and checked by their auditors. Over the years, the institution concerned had been remitting fees and the Department was accepting the certification of those. It is Bank of Ireland. When it was leaving the scheme, it did a look back exercise, with the assistance of its auditors. A number of discrepancies were found. However, the net amount was an additional €14 million owed to the State and the bank paid that.