Mr. Bernard Byrne:

All the way through this, we have said that we can only include in the redress programme those customers on whose inclusion we have made a final determination.

All the way through this, the Central Bank engages as we go through that process in respect of individual customer cohorts. It clearly had not agreed a final treatment in respect of the groupings about which we are talking but that does not mean the Central Bank was challenging those groupings and saying that we were wrong in respect of them. One of them, as I have said, which involves 4,000 customers, was not in the framework. Therefore, the debate that arose after the final quarter was around the treatment of those customers and whether they should be in the framework. That was a final quarter activity. I cannot remember the details or the timing around the group of 900 but I am happy to hand over to my colleague on that.