Kieran O'Donnell (Fine Gael) | Oireachtas source

Two of the four are main lenders. I have another quick question. An issue has arisen regarding how to define the group impacted by trackers. We are dealing with many people who have contacted us. How did the Central Bank break down the 33,700? Did it break the figure down into cohorts of people who were originally on a tracker mortgage and came off that mortgage and were put on fixed rate mortgage, groups that came off the tracker mortgage and were put on a variable rate mortgage and groups that went to the bank assuming they were going on a tracker mortgage but were put directly on a variable rate mortgage? Did the Central Bank examine it in that depth? How did it define the groups that fell within the scope of the investigation?