John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

The bank only has two banking licences and that comma is the only difference between both of them, excepting the fact they are two very separate entities. When a person goes to a court and begins to explain publicly that his or her loan was with AIB, plc, the courts can often believe that the person is tricking around with the title but in fact it is quite a significant and fundamental difference. Will the Central Bank please check this? Is this the only difference? I have already asked AIB and will ask again. The public needs to know and we need to state clearly the difference - if there is one - between the two companies with this type of title.