Professor Philip Lane:

First, administrative sanctions may come their way. I also think the reputational damage has been severe. Let me come back to the issue of compensation. It is important to note that the appeals mechanism is ongoing. What one might expect to see is a much higher fraction of compensation for those who suffered the most severe harm, that is, loss of home and that kind of thing. In terms of more severe cases that go through the appeals process, let us see where it lands. It will be interesting to see where compensation ends up. The 15% figure is an aggregate for now. It is not the case that it is the final indicator.