Professor Philip Lane:

Yes. As was said, some have moved more quickly than others. We find it frustrating that for some banks, the target proved to be less of a stretch than for others. It is disappointing that not all of them were able to pay out as quickly as others. However, they are all working to timelines. We prepared timelines for 2017 and the first quarter of 2018. We think a lot can be done in these weeks and that more can be done to virtually bring the matter to a conclusion by the end of June.