Ms Derville Rowland:

The very diligent hardworking impressive people working in supervision have absolutely pushed and pressed each lender to pay as quickly as possible. Every lender has been pressed to get the money paid over to the customers. If I could explain with respect to the original 13,000, I was really conscious that those people, when we came before the committee in October, had been identified as affected and they had not received their money. That has gone on long enough. It is bad enough and it is not acceptable. One can see the fruits of the labour. It is not good enough but we have put huge effort into ensuring payment gets made over to the people that should receive this money as quickly as possible. Some of the schemes are near finalisation but others are laggards. That is a feature of their own inability to pay faster but everybody has a deadline. The vast majority of those originally identified 13,000 group should be in receipt of their money by March. Week by week, one will see the cash amounts going up. Even since we reported in mid-December, the figures we have given the committee today are as of the end of December and nearly €20 million more has gone out. It is going out.