John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I want to put on record my support for Deputy Pearse Doherty's view that until such time as cases are taken against individuals within the banks over what happened with the tracker mortgage issues, the public will not be satisfied and the banks will not clean up their act or their culture. From dealing with the banks in this committee it seems to me that as they get more profitable and back on their feet, they are becoming as arrogant as they were prior to the crash.

That is a frightening scenario to be developing within our banks because it clearly means that they have learned nothing and that they are still confident they can get away with whatever they want to do.