Gerry Horkan (Fianna Fail) | Oireachtas source

The Minister mentioned the four banks. I believe representatives of four or five banks have appeared before the committee. I believe the Minister referred to 15 other providers his in his opening speech. What processes took place for all those banks, some of which are no longer here? In some cases there are legacy managing agents, managing out those mortgages, but they are not looking for new business. They may not be as concerned about their reputation as institutions that want new business and which are embedded in the Irish economy. Is the Minister confident that the records of every mortgage holder who could be affected by this have been examined thoroughly? Would it be beneficial if people were told one way or another, "You have a mortgage and we think it is okay." or, "You have a mortgage and we have identified it as not being okay." Is the Minister confident that there are not people in the system who have not been identified because they may have switched from one bank to another or have resolved their mortgage and it is paid off? They still might have been affected. Is the Minister confident that everybody has been found and everybody has been told that they have an issue if they have?