Mr. Des Carville:

The commitment was related to retrospective recapitalisation. When it was mooted as a concept, the world was a different place. We now have a different scenario in which, with the exclusion of IBRC, the shareholdings we have in the banks show on a paper basis a profit of €1.6 billion. A sum of €64 billion was put into the banks. We distinguish between the living and the dead, or liquidated banks, in that regard, of which the latter cost €35 billion as per the report of the Comptroller and Auditor General. A total of €29.4 billion was put into the three living banks which are quoted. We expect to get back more than €29 billion; therefore, it offers a better outcome than retrospective recapitalisation would have.