Mr. Bernard Byrne:

At the time there was no liquidity obligation, so the deposits would sit in respect of the liquidity, not the capital side. In terms of the liquidity position of the bank, in 2008 and 2009 there were no specific liquidity requirements as there are now, so they would not have been included. If we were to rerun the calculations today they probably would be included. Deposits generally would be included. However, they would count in each separate legal entity and each separate licensed entity. The Isle of Man would have its own liquidity requirement. AIB Plc and AIB as an operating entity subject to the licence requirements of Ireland would have its own requirement, so they would not be grouped. There is no group piece.