Mr. Bernard Byrne:

Confidentiality in banking, which I hope is generally accepted, is very important to all customers. The primary obligation of the owner of data in banks is to respect customer data.

The rules and regulations in that regard are quite stringent and, therefore, it is not surprising to me that their number one objective is to always try to protect data. The consequence of that may be what Deputy Murphy is describing but I am not surprised and am able to rationalise it in the way I have outlined.