Ms Isolde Goggin:

We are making a lot of progress on the motor insurance investigation. We appeared before the committee previously and at that time we hoped to have the investigation completed this year. However, the more we looked into it, the more there was to be examined. So far we have held 47 witness summons hearings. We have obtained over 1.24 million emails and documents from parties under investigation. Whether the investigation takes the civil or criminal route will depend on what turns up. We would not make an announcement on that in advance of completing the investigation and finding all of the information there is to find. At present, we are in the middle of the investigation. We are finding a lot that prompts us to go looking again. We hope to conclude it within the next year.