Mr. John McKeon:

I will have to answer some of the Deputy's question subsequently. We apply the rules as they are laid down in legislation. The law with respect to who is a qualified adult, for the purposes of our schemes, is set out clearly in legislation and we apply that rule. That is what we do. The Deputy is saying there are inconsistencies in who SUSI considers to be an adult and who we consider to be an adult. I might have misled the Deputy in what I just said. Once a person is over 24 years of age and living at home, we do not take into account the family's earnings in assessing his or her means. We are not saying the person is an adult at that point. All we are saying is once a person is over that age we no longer assess the family's means when assessing his or her means. We do not take the fact that a person is living under his or her parents' roof into account in assessing means.