John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

Before we conclude, I thank the witnesses for attending the meeting this morning and for their input. I would encourage them to go to the limits of the law to expose what happened in the banks. That is what people expect. All they want is fair play. They believe that they are not getting fair play, that the balance is tilted against them. We will be here again in the new year. Presumably, we will go through a similar-type meeting after we deal with the banks. I would encourage the witnesses to consider in detail what the consumers are saying and to consider what actually happened in the banks, and to do what they can to investigate and expose it. It needs to be done, if we are to have any kind of an ethical banking future.