John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

Okay, let us put it this way. There were restructuring elements to each of the banks. A number of complaints are now emerging about how these banks dealt with the restructuring of good commercial loans and some bad commercial loans that were bundled together for the same individuals. There seems to be no let up or outcome to it. In that context and the current tracker issue, does that sit into the tracker issue or is it something that is being dealt with separately?