Mr. Kevin Thompson:

From memory, we know anecdotally that at least some of our members have been to look at the Fermoy scheme. We know that. From Insurance Ireland's perspective, we have our flood working group, which is made up of representatives from each of our member companies. That working group engages with the OPW in discussions about demountable defences. To address the Deputy's point, those discussions involve protocols, but a high level. They also try to get into the protocols in respect of individual schemes. The discussion is continuing in that respect but, equally, it continues around what will happen should those defences fail for whatever reason, whether through lack of human intervention or otherwise, and where liability will arise. These are the issues we are trying to work through with the OPW. In answer to the Deputy's question, yes, we are trying to gather as much information as we can through our interaction with the OPW so that we can bring clarity and solutions.