Mr. Jer Buckley:

In addition to talking about studies, we have been talking today about flood schemes on which significant sums of money, in one case, €41 million, have been spent. Some €50 million has been spent on mapping. Some €100 million will be spent on capital works schemes and a further €100 million will be spent next year. If businesses and home owners in areas where protection schemes have been completed cannot get insured, how on earth are we going to get them over the line with regard to the CFRAM study? That is precisely why this Bill is needed.