Mr. Jer Buckley:

I would ask Insurance Ireland to explain this map and why home owners and businesses on the streets marked in red cannot get insurance today. How does Insurance Ireland measure that up with its national statistics given the Fermoy or Mallow schemes, which are in Deputy Sherlock's constituency, in the second of which a massive culvert was built in 2014, at a cost of €39 million? How many places in Mallow are not now being insured? Clonmel is another example, where €41 million was spent on a flood protection scheme.

We must be forensic in our approach and drill down through the figures because the insurance companies will produce all sorts of statistics for those asking the question. The insurance companies will look at the issue from a national point of view, but we must look at it from a local point of view and from the point of view of a community that has experienced flooding.