Mr. Lorcan O'Connor:

I cannot say how many failed to get into the system, but I can say that of those who got into the system, the rejection rate for personal insolvency arrangement proposals is in the region of 43%. We are due to publish our next tranche of statistics in two weeks' time and that is likely to show a further deterioration of about 2% in acceptance rates, so we are looking at a rejection or failure rate just short of 45%.