Mr. David Hall:

If daddy vulture gives them €100,000 and iCare Housing, the IMHO or I give them €100,000, it is the same €100,000 but the intent is different. The intent is to keep people in their homes. There is a different intent and that is where politicians have played a phenomenal role in putting massive pressure regarding vultures and vulture lovers and trying to curtail that culture. Ultimately it is not about vultures, it is about people in homes and banks willing to do the right thing, which they failed to do for a long time.