Mr. Ed Sibley:

It is in the public domain that issues have been raised with RBS's treatment of distressed commercial and SME lending. We are engaging with Ulster Bank on that issue, and have been for some time, in respect of whether there are similarities between the issue that impacted RBS's UK customers and issues here. There was an engagement on that particular point. I asked the Senator earlier to pass on any specific information that she has which we currently do not have, as we would be very keen to understand it and would obviously follow it up.