Professor Philip Lane:

In this renewed wave of tackling non-performing exposures, there are no current plans to sell tracker mortgages. It may have happened in the past, but we have tried to emphasise that it does not remove the responsibility of the loan originator to deal with these tracker mortgages. The fact that a loan might have been sold in the past does not affect the responsibility of the originator to fully redress and compensate those who are affected.