Mr. Ed Sibley:

I do not have the precise figures in terms of balance sheet exposure with me today but I can certainly provide them. Bank of Ireland UK has a balance sheet in excess of £20 billion. Its main lending activity is mortgage lending in the UK. There is some level of unsecured lending also. From memory, AIB is in the region of about £6 billion. It has a different mix within that, different proportions, with some mortgage lending in Northern Ireland as well as some SME and other lending. In the North of Ireland, Bank of Ireland has a similar model but in terms of Great Britain, it is primarily in mortgages. That is the exposure. We have done stress testing and the previous stress tests from a European Banking Authority perspective were published in 2016. They showed significant losses associated with the Irish banks but that was mainly to do with the Republic of Ireland book.