John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I come to my last question on this issue. In its examination of paperwork, has the Central Bank ever come across a situation where a bank was running a second account in the name of a customer without that customer knowing about it? I refer to a second internal account, a shadow account, as it were, which the bank might claim only exists for internal purposes. This account would be identified in the customer's name and designated for the payment of fees, professional and otherwise, in that name. The bank denies the customer any statements or background to the bank account. Is that a common kind of account or is it an unusual situation?