Ms Derville Rowland:

We have information gathering powers and we have extensive authorised officer powers under the same Act, which are also used. The assurance work is being done under the authorised officer powers, which are very comprehensive. Because the Central Bank has the benefit of a big increase in the powers available to it, we have moved to use them. We also now have an enforcement order power, that we used for the first time a number of years ago in the High Court. We have lots of new powers-----