Ms Derville Rowland:

I am sorry. To be clear, the supervision team is primarily responsible for running the examination. This assurance work has a key core focus on the correct identification of the people who were affected by the decision. The information arising from that process results in the challenge to the substantive decision - we have been talking about that - and is passed on to the enforcement team, the specific role of which is to examine forensically breaches of regulatory requirements, acquire all of the evidence and look in detail at the specific underlying causes.