Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

In effect, all of those who were affected. I do not believe this was an accident. I do not believe that all the main lenders just happened to make the same mistake, which was against the interests of their customers. They wanted to get customers off their tracker mortgages and people are looking to the Central Bank to get an answer as to how this happened. How is it that all the main institutions involved in mortgage lending that were offering tracker products happened to have the same problem? Will the Central Bank get an answer to that question? Is it going back to look at board minutes, minutes of management meetings and other documentation? Is part of the scope of the examination to discover how this happened in the first place?