Mr. Niclaus Bergmann:

We have different models. We have some Sparkassen savings banks in Russia, where the Russian Government paid for our services. In other countries we had an agreement with the governments. For example, in the Czech Republic and Slovakia we had a contract between the German and Slovakian and Czech Governments regarding the restructuring of their savings banks. In Bulgaria, the European Union gave financial support for the restructuring of the bank as well as for what SBFIC was doing. We are a non-profit organisation, but at the end of the day we must cover our costs. We did all of these tasks in the east on a cost covering basis.

To deal with the more recent issues, we have been dealing with this issue in Greece, and next week my colleague, Mr. Felzen, will be with the central bank in Greece once again to see whether local public banks can be a plan B for the Greek economy. We have been to Wales recently. There are discussions going on in Europe also.