Mr. Seamus Boland:

We have met with the Department. We have had two meetings, the last of which, two weeks ago, was an extremely good one. There was a robust debate and challenge on the subject. We have issued two invitations. First, we believe the Department needs to go to Germany to see how this works in practice. Second, the Department needs to sit down for at least a day or two to go through the detailed perspective on which we have spent three years in total and almost one year alone in drawing up the prospectus as to how this would work in practice. Sparkasse representatives need to be there for that detailed exploration.