Mr. Gerry Mallon:

What I am saying is that we are lacking any real detail to be able to answer that kind of question. I do not perceive that If it was any kind of material entity at the moment or had any material bearing on the Ulster Bank's current status or accounts that we as a board view currently, that it would be in any way not effectively scrutinised. Therefore, I perceive that it is not a material part of the business today.