Oireachtas Joint and Select Committees

Thursday, 5 October 2017

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach

Banking Sector in Ireland (Resumed): Ulster Bank

9:30 am

Mr. Gerry Mallon:

It is the bank's policy but I think there are legal and regulatory complications as well. If the legal entity in the North was selling and securing a mortgage on somebody in the Republic then that would be a mortgage in the Republic and it would attract Irish regulation and Irish capital standards and so on, and require an Irish licence.

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