Mr. Ger Mitchell:

The tracker rate would be the rate they would have been entitled to as per their contract. If those customers were entitled to a tracker rate of 75 basis points, they would get a tracker rate of 75 basis points. If they were in the cohort where there was not a price promise, they would be in any one of six different prevailing or appropriate rates over that three-year period from 2006 to 2009.