Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

So broadly speaking, the number is in the mid-forties on an SVR of 4.5%. In respect of the bank's managed variable rates, greater than 90% for existing customers to greater than 90% loan-to-value, LTV, is a rate of 4.3%. Is that also available to those in negative equity? Is it between 90% and 100% or is it in excess of 100% where one still gets a managed variable rate of 4.3%?