Mr. Shane O'Sullivan:

Ultimately, they are. When we sell single properties, we sell them vacant. There are a number of reasons for that. Our duty is to the borrower and is to get the most open market value price we can to reduce the outstanding debt. We do not want to deny first-time or trading-up buyers an opportunity to buy properties. However, between when the keys are returned and the vacant sale, we appoint a managing agent. That agent will be cognisant of the existing lease that tenants have and of the guidelines set by the RTB. We will work accordingly but ultimately the property will be sold vacant.