John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

Another issue, which arose through correspondence with the committee, caused me to look at the Central Bank's update on the examination of trackers. On pages 18 and 19 examples are given of issues identified as within scope and impacted as part of the examination. The first is the contractual issue resulting in loss of tracker product, and the second is transparency issues resulting in loss of tracker product. It provides four different examples. Do I take it these are examples of what the Central Bank has found and what AIB should be addressing, based on the information the Central Bank has, which means it expects the bank to address each of these categories?