Mr. Mark Bourke:

The context of that €200 million is that as we have reduced the level of bad loans from €29 billion in 2013 down to €7.8 billion in June or July of 2017. The vast majority of that reduction, all but one other transaction, has been achieved through individual restructuring - 40,000 individual mortgage restructurings and 20,000 individual business restructurings. That is just for context in terms of portfolio disposals.