Paul Murphy (Dublin South West, Solidarity) | Oireachtas source

I can confirm that Allied Irish Banks also operates in the United States. As such, Mr. Farrell's argument does not make any sense.

As for the other argument, let us deal with it in abstract terms. How can it be the case that an individual or body having money deposited in a current account with Bank of Ireland can present a risk for the bank? What could happen?

The bank has their money. They do not have the bank's money. I can understand the bank lending someone money creates a question of risk appetite but how on earth is there a risk question when someone has money deposited with the bank?