Mr. Stephen Mason:

No, we do not have those figures. This would be done by the landlord or a receiver where we appoint one. In terms of what actions might be taken, as the Deputy knows, the receiver must, on taking over a property, stand in the shoes of the landlord. When a receiver is involved the bank ensures the property is registered with the Residential Tenancies Board, which is often not the case when we appoint receivers. Registration with the RTB gives the tenant rights. We also frequently find that properties are not insured and we make sure they are insured and any necessary maintenance is carried out.