Mr. Stephen Mason:

I will take that question. We have seen significant progress over the last number of years on the reduction of mortgage arrears. Arrears of greater than 90 days have reduced significantly. Our overall arrears picture has reduced by 60%, and as we have shown in the presentation that is significantly different to what has happened at industry level. Of the more serious cases, of those which are in arrears of greater than two years, those have reduced by 45% since they peaked. They peaked in October or November 2014.

In the past two and a half years up to June of this year, they have reduced by 45%. We have seen a considerable reduction in numbers. I am trying to remember the Deputy's question.