Dr. Kieran McQuinn:

I think Professor Barrett has covered them. There is one point I would make in response about addressing the housing supply issue. Personally, I think it has to be a mix of private and public. We cannot satisfy the overall levels of housing demand purely via the public channel. Clearly, we have seen the lessons of the last ten years of when we do not provide any public housing and work needs to be done identifying what is the level of social housing provision that we need year on year. Meeting the overall demand, which ranges from 35,000 to 55,000 houses per annum, will require a mix of both public and private.