Mr. Frank Daly:

It was 1959. I was there.

Unfinished housing estates are a good example to the contrary. A year ago, there were 45 unfinished housing estates in which NAMA had an involvement in and 37 of those were in the regions. It is not as if we are not paying attention to the regions. It is the reality of the type of portfolio we inherited. It is also the reality that there was a predominance of unfinished housing estates in the regions. In February 2016 we had 37 unfinished housing estates outside Dublin. As of April 2017, we have ten and these are well on their way to resolution.