Eoin Ó Broin (Dublin Mid West, Sinn Fein) | Oireachtas source

With the payment and availability agreement being linked to a percentage of market rent, does this create an uncertainty? In Mr. Farrell's view, would it be better if the way in which the payment and availability agreement was calculated was the paying down of the loan plus something additional for the maintenance of the property? Credit unions would then not be dependent on the fluctuations of the rental market for what that is set at. Should it be set to guarantee the loan being paid down plus some maintenance costs for the approved housing body? I know this has been an issue between the approved housing bodies and the Department of Housing, Planning, Community and Local Government. What is Mr. Farrell's view on this?