Mr. Colm Whelan:

I will defer on the details to my library colleague who knows the history better than me. The tender exercise was concluded in 2012. It resulted in a contract for a three-year period and in the course of that three-year period, Swets UK and its parent company failed. The loss came from the failure of Swets UK and our exposure to that company in the magnitude of the pre-payment we had made.