Mr. Edmund Honohan:

One of the things that is astonishing in this day and age - in 2017 - is the failure to use the Internet and its capacity to collect all the sociological data we need about this material. That really is astonishing. People walk away from court and their solicitors and do not open their letters. All of this information would be tremendously interesting to any group - for example, this committee - that is examining what are the financial options facing the State.