Dr. Cormac Keating:

I have no statics on the cost that would be forgone. What we have seen in other areas, on the commercial and competition side of things, are specialist courts set up to deal with cases within those remits, and what has happened in those cases is that the turnaround times, in terms of the efficiency with which the cases are dealt and the outcomes achieved, are much better given these specialist case management processes through specialist courts. We make that suggestion as we think it would help filter things through.

If one examines the statistics and the flow of repossession cases vis-à-visthose that are decided, there is a huge flow coming through and a big logjam, so it is just building up this stock and creating a huge problem. We suggest that we try to make the system more efficient.