Rose Conway Walsh (Sinn Fein) | Oireachtas source

I thank the witnesses' for their report and presentation. I will pick up on a number of points. I have major concerns about the number of repossessions as well as the number of mortgages in arrears. The latter is more than 90,000. Following on from Senator O'Donnell's questions, what consumer protections are there for people who are in arrears and are petrified? People cannot be asked to trust a system when many of them do not even know who owns their mortgages.

They just wait for the letter to drop through the door to tell them and they have no certainty as to what the process is or what will happen, so there is a huge job of work to be done there. What protection can the Competition and Consumer Protection Commission offer them, in particular where mortgages are sold off to vulture funds?