Caoimhghín Ó Caoláin (Cavan-Monaghan, Sinn Fein) | Oireachtas source

That is in terms of the specifics of any particular case, but in the broad brush stroke circumstance, if somebody goes in to their local banking institution, whatever representative office it may be, they believe they are dealing with whomever. The entire situation has changed enormously. They end up dealing with a body, an institution or a financial house that they never heard tell of before and that have no public persona whatsoever. They never get to meet an individual yet these people are in possession of all their relevant data that was proffered to the initial lender in good faith for the purpose of securing the loan, and they can go off and market it subsequently. In broad brush stroke terms, is there anything that can be done to address that?